This is a more 'masculine' style card designed by Sue Wilson and recently shown on her blog.
The background embossing folder is one of her new 8 x 8 inch folders in a snakeskin pattern. The technique here is just embossed on brown card then walnut stain distress ink swiped over the surface. A very realistic leather effect.
I made two of these with slightly different sized frame [with the 'rope' embossed edge] as I imagine they will be popular for my charity.